Roof Inspector Requires New Roof Fha

This of course is a judgment call that the appraiser is required to make.

Roof inspector requires new roof fha.

The appraiser must clearly state whether the subject is to be repaired or re roofed. If it is determined that the roof has a remaining life of less than two years then it would be the responsibility of the appraiser to call for repair or the construction of a new roof. If the roof has less than two years remaining life then the appraiser must call for re roofing or repair. To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof.

The roof should have a remaining physical life of at least two years. Using a pair of binoculars or standing on a ladder at roof level look at the overall appearance of your roof. This is to make sure the home is worth the selling price. But that s not all the fha also requires a minimum amount of durability.

For these reasons homeowners sooner or later ask themselves do i need a new roof or how much does a new roof cost to appraise the quality of your roof follow this inspection checklist. Water heaters the water heater must meet local building. The certaineed roof requires a longer nail because of the thickness of the roof. For an fha loan the u s.

He confirmed that the roof was nailed with nails that were too short. One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced. What is an fha inspection and appraisal. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased.

Its maindated that this type of roof requires long nails. Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. According to the fha website they have clearly stated that the roof should be able to last for a minimum of two years.